Marriage counseling and premarital counseling typically aren’t covered by insurance. This is because “relationship issues” aren’t considered mental health diagnoses.
There are some potential ways to work around this barrier. Using out-of-network benefits can help cover the cost. However, most people end up paying out of pocket for their premarital counseling.
It can be expensive to pay out of pocket up front. The advantages outweigh the costs for many couples, though.
If Premarital Counseling is part of a client’s overall mental health counseling, Premarital Counseling may be covered by insurance.