How To Find A Therapist That Takes HealthEZ
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How To Find A Therapist That Takes HealthEZ

Trying to find the right therapist can be tough. It can be extra challenging when you are also trying to find one that also accepts HealthEZ or America’s PPO insurance. Not every therapist accepts insurance. Also, not every therapist that accepts insurance is in-network with HealthEZ and America’s PPO. This guide below will help you find the right therapist for you.




Table of Contents

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Is HealthEZ or America’s PPO A Good Insurance Company For Mental Healthcare?

Is There A Limit To My Mental Health Benefits With HealthEZ or America’s PPO?

How Do I Find A Therapist In Network With HealthEZ or America’s PPO?

What Kind Of Therapists Are In Network With Health EZ or America’s PPO?

Are Out-Of-Network Therapists Better Than In-Network Therapists?






Is HealthEZ or America’s PPO A Good Insurance Company For Mental Healthcare?


HealthEZ is a relatively new and lesser-known health insurance company. Whether Healthez is a good insurance company for mental healthcare depends on a variety of factors, including your specific needs, location, the coverage options available, and the network of mental health providers they work with.


HealthEZ or America’s PPO’s coverage for mental healthcare typically includes services such as therapy sessions, counseling, and psychiatric treatment. They may also cover medications prescribed by mental health professionals. However, it’s important to note that specific coverage details can vary based on the specific plan you have with HealthEZ or America’s PPO, as well as your location.



Aetna Insurance Therapy

Photo by Andrea Piacquadio



Is There A Limit To My Mental Health Benefits With HealthEZ or America’s PPO?


It depends on the specific health insurance policy that you have. Some health insurance policies do have limits on mental health benefits, such as a cap on the number of therapy sessions per year or a limit on the total amount of coverage for mental health treatment.


However, many health insurance policies now provide coverage for mental health services that is comparable to coverage for physical health services. This is due in part to mental health parity laws, which require insurance companies to provide equal coverage for mental health and physical health services.


To find out the specifics of your health insurance policy’s mental health coverage, you should contact your insurance company directly or review your policy documents.


To learn more about HealthEZ’s approach to Mental Health, please visit this website:





How Do I Find A Therapist In Network With HealthEZ or America’s PPO?


To find an in-network therapist with Aetna, you can follow these steps:

    1. Contact HealthEZ: Start by calling the customer service number on your Healthez insurance card or visiting their official website. They should be able to provide you with a list of mental health professionals who are in-network and accept your insurance. You can also call 1-844-302-7774
    2. Online Directories: There are many online therapist directories that allow you to search for mental health professionals based on your location, insurance, and specific needs. You can often filter your search results to find therapists who accept Healthez.
    3. Provider Search on HealthEZ Website: Some insurance providers have a search feature on their website where you can find healthcare providers, including therapists, who are in-network. You can usually search by location, specialty, and insurance type. Here is a link that better explains their benefits.
    4. Ask for Recommendations: Reach out to your primary care doctor, friends, family members, or colleagues who may have experience with therapy. They might be able to recommend therapists who accept HealthEZ.
    5. Call Therapists Directly: Once you have a list of potential therapists, call their offices to inquire if they accept HealthEZ. You can also ask about their availability, specialties, and any other questions you may have.
    6. Healthcare Provider Directories: Some insurance companies maintain their own provider directories that you can search through. Check if HealthEZ has such a directory that you can use.
    7. Check with Mental Health Organizations: Contact local mental health organizations, clinics, or community health centers. They often have information about therapists who accept various insurance plans, including HealthEZ.
    8. Check with Employee Assistance Program (EAP): If you have an Employee Assistance Program through your workplace, they might be able to help you find a therapist who accepts HealthEZ.


Remember, it’s important to verify the information with both the therapist’s office and your insurance provider to ensure that they are still in-network and that the information is up-to-date. It’s also a good idea to ask about their experience, specialties, and any other factors that are important to you in choosing a therapist.


ALL IN is an in-network provider for mental health counseling.



What Kind Of Therapists Are In Network with HealthEZ or America’s PPO?


HealthEZ is a health insurance company that provides coverage for a variety of healthcare services, including mental health and behavioral health services. The types of therapists who may accept HealthEZ insurance can vary based on your specific plan and location. Generally, HealthEZ may cover different types of therapists, including:

  1. Psychiatrists: Psychiatrists are medical doctors who specialize in the diagnosis, treatment, and management of mental health conditions. They can prescribe medication and provide therapy.
  2. Psychologists: Psychologists are licensed professionals who provide counseling and therapy for a wide range of mental health issues. They use various therapeutic approaches to help individuals manage their emotions and behavior.
  3. Licensed Clinical Social Workers (LCSWs): LCSWs are trained to provide counseling and support for individuals dealing with mental health challenges. They often have expertise in helping people navigate social and environmental factors that impact their well-being.
  4. Licensed Professional Counselors (LPCs): LPCs offer counseling and therapy to individuals, couples, and families. They may specialize in areas such as marriage and family therapy, substance abuse, and trauma.
  5. Licensed Marriage and Family Therapists (LMFTs): LMFTs focus on helping couples and families navigate relationship issues and improve communication and overall family dynamics.
  6. Licensed Mental Health Counselors (LMHCs): LMHCs provide individual and group therapy to address a range of mental health concerns, including anxiety, depression, and trauma.
  7. Behavioral Therapists: Behavioral therapists use techniques like cognitive-behavioral therapy (CBT) to help individuals change negative thought patterns and behaviors.
  8. Art Therapists, Music Therapists, and other Creative Arts Therapists: These therapists use creative forms of expression to help clients process and manage their emotions.
  9. Substance Abuse Counselors: These counselors specialize in helping individuals overcome addiction and substance abuse issues.
  10. Child and Adolescent Therapists: These therapists specialize in working with children and teenagers to address mental health and behavioral challenges specific to these age groups.


It’s important to note that the availability of these types of therapists who accept Healthez can vary based on your location and the specific mental health providers in your area that are in-network with Healthez. To find out which specific therapists accept Healthez in your area, it’s recommended to contact Healthez directly, use their online provider search tool, or reach out to therapists’ offices to inquire about their insurance coverage.


Are Out-Of-Network Therapists Better Than In-Network Therapists?


The quality of therapists can vary greatly regardless of whether they are in-network or out-of-network. It’s important to understand that being in-network or out-of-network refers to the therapist’s relationship with insurance companies and has no direct correlation with their skills or effectiveness.


In-network therapists have a contract with specific insurance companies, which means they have agreed to provide services at pre-negotiated rates. This arrangement can make therapy more affordable for individuals who have insurance coverage. However, the downside is that in-network therapists may have limitations on the number of sessions covered or specific treatment approaches dictated by the insurance company.


On the other hand, out-of-network therapists do not have contracts with insurance companies. As a result, they can set their own rates and have more flexibility in terms of treatment approaches and session durations. However, the cost of therapy may be higher for individuals who seek out-of-network care, and insurance reimbursement for these services may be limited or unavailable.


When considering the quality of therapists, it’s crucial to focus on factors such as their qualifications, experience, expertise in treating specific concerns, and the therapeutic relationship they can establish with you. These aspects can determine the effectiveness of therapy and the progress you make. It’s recommended to research therapists, read reviews, and consider personal recommendations to find a therapist who is the right fit for you, regardless of whether they are in-network or out-of-network.


Ultimately, the decision between in-network and out-of-network therapists should depend on your personal circumstances, preferences, financial resources, and the availability of qualified professionals in your area. It’s also advisable to contact your insurance company to understand your coverage options and any potential reimbursement for out-of-network services if you decide to go that route.





Medically Reviewed By: Dr. Kyle Zrenchik, PhD, LMFT

Published : 08/08/2023



Disclaimer: ALL IN Therapy Clinic aims to improve people’s lives. We do this through providing effective mental health counseling by passionate professionals. Inspired by this, we write content for your own education. Also, our content is researched, cited, reviewed, and edited by licensed mental health professionals.  However, the information we provide is not intended to be a substitute for professional medical advice, diagnosis, or treatment.  Additionally, it should not be used in place of the advice of a qualified healthcare provider.






Written and reviewed by

Dr Kyle Zrenchik, PhD, ACS, LMFT

Dr. Kyle Zrenchik is the Co-Founder of ALL IN, the Creator of the Couples Erotic Flow model for treating sexual issues in individuals and couples, Designer of the Deep Dive programs at ALL IN, and is one of the most well-respected couples counselors in the Twin Cities.

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